Used Car Asset Protection

Asset Protection is designed to protect you in the event of a total loss, regardless of how you originally purchased the vehicle. If you have paid for the car outright, the policy may ensure you get back what you paid for the vehicle. If you are paying for the car on a finance agreement, then the Guaranteed Asset Protection(GAP) part of the policy could make sure that if your insurance pay-out falls short, you won’t be left with the outstanding finance that you owe.

Asset Protection will pay-out the greater of the GAP or RTI amount, up to the purchase price of your vehicle.


  • Policy cover that pays the difference between net invoice price of vehicle and motor insurer write off value of vehicle and, uniquely, also includes the early settlement balance when it exceeds the motor insurer settlement.
  • Available for vehicles up to seven years old.
  • Motor insurance excess paid up to £250.
  • Purchase price claims limit available for vehicles up to £75,000. Vehicles over £75,000 – price on application.

IMPORTANT: Asset Protection is subject to terms and conditions. You should note that there are certain limitations in terms of the maximum amount you may claim. Financial Conduct Authority regulations require us to provide you with a separate Asset Protection Key Information document. You are unable to purchase this facility until one day has passed, following receipt of the information outlined in that document. We will contact you on the 4th day to discuss the facility further, however, should you require more immediate cover, you have the right to conclude purchase on day 2 or day 3 by contacting your Sales Consultant. Asset Protection is an OPTIONAL facility available from this dealership. Our sales consultants will be happy to answer your questions or clarify the policy bene ts and exclusions. You should be aware that similar products may be available elsewhere to purchase directly. However, as with any insurance policy, you should con rm that the cover levels of alternative facilities are suitable for your needs.

COVID-19 Update

We are now fully open to support your Advantage needs, with significant sanitisation measures in place for our customer and employee safety.

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