Alloy Wheel Insurance

Your All-In-One Alloy Wheel Protection Solution.

Protect the beauty of your alloy wheels

Alloy Wheel Insurance is designed to maintain the appearance of your alloys wheels by giving you easy access to repairs for annoying scuffs or scrapes that occur as a result of everyday driving. When you come to sell the car, or the lease agreement comes to an end, you won’t lose out because of the damage to your alloy wheels.



alloy wheel repairs at Inchcape

Alloy Wheel Insurance

  • Covers Standard, diamond cut, and laser cut finished alloy wheels

  • Includes cover for aerodynamic wheel trims found on most Electric vehicles

  • Wheels up to 23” in diameter can be covered

  • Available on both new and used passenger vehicles up to 10 years | 100,000 miles at inception and under 3,500kg gross weight

  • 36- or 48-month durations available

  • £130 maximum contribution towards each repair

  • No Excess Payable

  • Award-winning, easy to use claims process using the AutoProtect App

  • Customer chooses when and where to have the wheel repaired

  • Protects the vehicle from reduction in part-exchange or resale value associated with alloy damage

  • A maximum of 5 alloy wheel claims can be made per annum. Alloys only, tyres are not covered

If, during the period of insurance, damage occurs within the geographical area, to a wheel or wheels fitted to the vehicle, we will contribute up to £130 towards the cost to repair the wheel up to a total aggregate claim limit of £3000 over the duration of the policy.

You must:

✓ Be a permanent resident of the United Kingdom. 
✓ Be the vehicle owner or insured person named on the comprehensive motor insurance policy for the vehicle.

What is not insured?

⨯ Ineligible vehicles: There are certain vehicles we can’t cover such as taxis, couriers, commercial or emergency vehicles or vehicles used for racing, pace making, speed testing, reliability trials, or any other competitive event. Please refer to the full terms and conditions.
⨯ Any damage which was incurred prior to the inception of the policy.
⨯ Any damage caused by a third party whilst carrying out general maintenance including tyre changing and any damage which cannot be repaired due to a previous repair.
⨯ Where the cost of repair for a wheel or replacement wheel is recoverable under any other insurance or warranty. 
⨯ Theft of alloy wheels. 
⨯ General wear and tear, where the wheel is pitted or corroded or neglect. 
⨯ Any claims made in excess of the total maximum claim limit. 
⨯ Any wheel that has been modified in any way from the manufacturer’s specification.
⨯ Wheels of chrome finish or split rim construction. 

Insurance products sold by Group 1 Automotive dealerships are administered by AutoProtect. Claims on all our products can be made using the AutoProtect App either on a mobile device, or in your browser.

For more information on the App, please click here.  

If you decide further down the road that Alloy Insurance is not for you, the policy can be cancelled for a pro-rata refund providing no claims have been made on the policy. Cancellations can be made through the AutoProtect App.