Finance and Lease Options

Everyone should have the opportunity to drive away in a brand-new vehicle, which is why we offer a number of financing options to suit you. All you have to do is choose the finance plan that is best for you and your business. Speak to our friendly team who are here to help you find out how you can drive away in a new car today.

Why finance through a dealership?
- Finance packages are available across the range
- Range of finance options to suit your budget
- Benefit from comprehensive aftersales
- Excellent customer service
- Simple application process
Personal finance options

At our dealerships, we are proud to offer three flexible finance plans, allowing you to get the car you want at a price that is affordable to you. Whether you have your eye on a new or used car, our expert staff are on hand to help find the right deal for you. If you are unsure of what finance options are right for you, you can compare the pros and cons here.
Personal Contract Purchase (PCP)

Getting behind the wheel of a new car couldn’t be easier with a Personal Contract Purchase. With PCP, you can purchase a vehicle at the cost of an initial deposit and monthly installments. Should you wish to keep the car at the end of the contract, you have the option to pay a final balloon payment.

FAQ
Hire Purchase (HP)

Benefit from the flexibility of paying for a new or used car with a Hire Purchase agreement. Simply pay a deposit and monthly instalments and the amount you pay each month will cover the cost of the entire value of the vehicle and any additional interest. At the end of the agreement when all the installments have been paid, you will then have full ownership of the car.

FAQ
Personal Contract Hire (PCH)

For a cost-effective solution to personal leasing, Personal Contract Hire gives you access to a new or used vehicle over an agreed duration. You also have the option to include vehicle service maintenance and repairs in your monthly instalments. At the end of the agreement, you hand the vehicle back and from here you can choose a new car or end the agreement.

FAQ
Business User Finance

We are delighted to offer three finance plans for single and fleet business leasing. Every company should have the choice to get a car that is right for your business. So, whether you’re looking for a single vehicle or an entire fleet, our friendly staff are here to help you get the best deal for you.
Business Contract Purchase

A finance agreement for VAT registers companies, Business Contract Purchase is ideal for those who want to own their vehicles without having to worry about depreciating assets. Choose a new or used car that is right for you, then pay an initial deposit followed by monthly instalments. If you wish to own the vehicle at the end of the agreement, you have the option to pay a final balloon payment.

FAQ
Hire Purchase

A Hire Purchase agreement allows you to pay for a new or used vehicle for your business in monthly instalments. Instead of renting assets, you pay for the total value of the vehicle over the course of your finance agreement. The deposit and VAT are paid upfront at the beginning of the contract. When your agreement ends, your business will own the assets outright.

FAQ
Business Contract Hire

Business Contract Hire is a long-term agreement, which allows your business to lease a new or used vehicle. A contract like this can last anywhere between 24 to 60 months. A BCH is a form of renting, which means that your business does not get to keep any assets at the end of the agreement.

FAQ
Calculate Your Finance Costs

Discover the perfect finance quote that suits your budget. Our flexible finance options are quick and convenient. Get a full breakdown of any vehicle on finance. Calculate the total payments and average monthly cost to find the right finance option for you.

Decide whether our services are right for you by reading our finance and insurance services Initial Disclosure Document. It explains the financial services you are being offered and how you will pay for them.

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Group 1 Automotive UK Limited act as a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We do not charge a fee for our services. The lender we introduce you to will typically pay Group 1 Automotive UK Limited a commission. Further information is available upon request.

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